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9: Review Your Knowledge
List advantages and disadvantages of using credit.
Discuss three ways to help manage credit.
Identify financial problems caused by the misuse of credit.
Explain the consequences of filing for bankruptcy.
What are some of the unfair lending practices that consumers are protected from by consumer credit laws?
What are your rights, according to the Fair Credit Reporting Act, if you are refused credit due to information supplied by a credit reporting agency?
List five ways the Electronic Funds Transfer Act protects consumers.
What are examples of methods of collecting debts that are prohibited by the Fair Debt Collection Practices Act?
Identify three ways you can protect yourself from identity theft.
Explain credit fraud.
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